Mortgage Calculators

Rates and Payments Research

Monthly Payment

Calculate your payment and amortization schedule.

Compare Terms

Compare multiple terms for a given principal and rate. For example, see the difference between a 15 year and a 30 year mortgage.

Compare Rates

See how changes in your rate affect your payment for a given principal and term.

Mortgage APR

Find the APR on a fixed rate mortgage.

Balloon Payment

A balloon mortgage can reduce your monthly payments but may require refinancing at the end of the term.

Interest Only

Compare monthly payment amounts for an interest-only mortgage and a principal-interest mortgage.

Adjustable Rate Mortgages

Determine monthly payments and the effective interest rate (APR) for an ARM.

Budgeting Decision Tools

Mortgage Qualifier

Find out if you qualify for a given mortgage and just how much you can afford, then create an amortization schedule.

Payment Range

Plug in a high and low figure for a payment and see how it translates to a mortgage.

Mortgage Payoff

Save thousands of dollars in interest by increasing your monthly mortgage payment.

Bi-weekly Payments

Discover how much in interest you will save if you make 1/2 of your mortgage payment every two weeks instead of making a full mortgage payment once a month.

Mortgage Tax Savings

Estimate the tax savings you'll realize by deducting interest and property tax payments.

Analysis For Renters

Tax Savings for Renters

Find out how much someone currently renting can save in taxes this year if they decide to purchase a home.

Rent vs. Buy

Factor in things such as interest, property taxes, tax savings, appreciation, opportunity costs, closing costs, and selling costs to see the real difference in renting versus buying.

Renter Affordability

Based on your current rent, find out how much of a mortgage you could afford.


Refinance Savings and Break-even

Should you refinance your mortgage? Use this calculator to determine what your new payment will be, how much you'll save in interest and when you will break even.

Consolidate and Refinance

Should you consolidate a first and second mortgage into a single mortgage?